Amendment ThreeAll Florida countiesBased on the 2026 certified tax roll
Miami-Dade CountyAmendment 3Tax Calculator
Property search and homestead exemption estimates
Property taxes

How Amendment 3 changes your property tax bill

Florida voters approved Amendment 3 on Nov. 3, 2026. It raises the homestead exemption for every property tax except school taxes to $150,000 in 2027 and $250,000 in 2028. That means county taxes everywhere in Miami-Dade County, plus city taxes for homes inside city limits. Search for a property to see an estimate.

This is not an official source. This is an independent search tool and calculator based on 2026 property data. It was set up as a public service. For official property records, values and exemptions, contact the Miami-Dade County Property Appraiser.

These estimates use current numbers. Amendment 3 will usher in substantial changes to how local governments must tax in order to provide essential services. This tool shows only what the change means based on 2026 values and final 2026 tax rates. Non-ad valorem assessments, such as fire, solid waste and stormwater fees, are likely to rise to make up for budget shortfalls, and they are not included here.

Illustrative estimates only. The figures on this site are meant to illustrate how Amendment 3 could work based on current data. They are not official. For official information about budgets, tax rates and revenue, contact your city, town or Miami-Dade County government directly. For official property values and exemptions, contact the Miami-Dade County Property Appraiser.

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Calculate with your own numbers

Use this if your property isn't listed or you recently bought it. Your assessed value is on your TRIM notice from the Property Appraiser.

Countywide totals

How many of the county's 939,447 parcels, including 451,610 with a homestead exemption, would owe no property tax other than school taxes. That means no county tax, and no city tax for property inside city limits.

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Non-school ad valorem taxes at final 2026 rates

Non-ad valorem assessments, such as fire, solid waste and stormwater charges, are not included. Figures are gross levies, before early-payment discounts of up to 4% and unpaid taxes; Florida law requires taxing authorities to budget at least 95% of their ad valorem proceeds. Estimated non-school ad valorem taxes on the roll if every taxing authority kept its final 2026 rate. Assessed values of homesteads rise by up to 3% a year, never above just value; other property is held at 2026 values. In practice, local governments will set new rates each year.

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Miami-Dade County government

Estimated ad valorem revenue for Miami-Dade County government's property taxes at final 2026 rates, before and after the new homestead exemption. Homestead assessed values rise by up to 3% a year (never above each home's just value); other property stays at 2026 values. These are illustrative estimates only.

LevyMillage2026 revenue (95%)2028 estimate (95%)ChangePercent change
Countywide levy4.5740$2,243,062,337$1,987,270,879−$255,791,458−11.4%
Unincorporated Municipal Service Area1.9090$240,686,315$187,223,309−$53,463,006−22.2%
All county levies$2,483,748,652$2,174,494,188−$309,254,464−12.5%

See the Miami-Dade County government page for the full estimates, what drives them and their limitations.

Library District and Children's Trust

Estimated ad valorem revenue for taxing authorities that are separate from Miami-Dade County government, at final 2026 rates. Homestead assessed values rise by up to 3% a year (never above each home's just value); other property stays at 2026 values. These are illustrative estimates only.

Taxing authorityMillage2026 revenue (95%)2028 estimate (95%)ChangePercent change
The Children's Trust0.4638$227,444,756$201,507,703−$25,937,052−11.4%
Miami-Dade County Library District0.2812$122,746,052$108,945,362−$13,800,689−11.2%

Districts that cover the whole county levy on the same taxable value as Miami-Dade County government's countywide levies, so their estimated percentage changes match; districts that cover only part of the county can differ. Each page lists the full limitations.

Cities and towns

Estimated city ad valorem revenue at each city's or town's final 2026 tax rate, before and after the new homestead exemption. Homestead assessed values rise by up to 3% a year (never above each home's just value); other property stays at 2026 values. These are estimates only: values, the number of homesteads and tax rates will change, and property taxes are one of several revenue sources. Each page lists the full limitations.

The size of the estimated change depends mostly on how much of each place's taxable value comes from homesteads. In 2026 that share ranges from 0.1% in Medley to 61.8% in Miami Shores. Lower home values also play a part, because a flat exemption removes a larger share of a lower-valued home's taxable value.

City or townCity millageHomesteadsHomestead share of taxable value2026 city revenue (95%)2028 estimate (95%)ChangePercent change
City of Aventura1.72619,41725.2%$22,743,452$20,540,400−$2,203,052−9.7%
Village of Bal Harbour2.513270017.7%$18,193,940$18,034,036−$159,904−0.9%
Town of Bay Harbor Islands3.61361,12331.1%$8,477,626$7,974,443−$503,183−5.9%
Village of Biscayne Park9.200074253.5%$4,411,107$3,398,263−$1,012,843−23.0%
City of Coral Gables5.559010,88744.2%$143,155,429$135,543,915−$7,611,514−5.3%
Town of Cutler Bay2.833210,34951.5%$11,782,796$7,816,463−$3,966,333−33.7%
City of Doral1.599410,33017.1%$32,947,998$30,333,197−$2,614,801−7.9%
Village of El Portal8.050055943.1%$2,984,666$2,394,995−$589,672−19.8%
City of Florida City6.43042,11324.0%$9,939,733$8,108,210−$1,831,523−18.4%
Town of Golden Beach7.511024241.3%$15,949,754$15,930,024−$19,730−0.1%
City of Hialeah6.301831,83521.3%$133,537,789$112,693,861−$20,843,928−15.6%
City of Hialeah Gardens4.67823,71321.1%$11,319,179$9,643,321−$1,675,858−14.8%
City of Homestead5.960411,76733.0%$36,653,642$27,611,619−$9,042,023−24.7%
Village of Indian Creek4.98331527.1%$6,686,331$6,753,927$67,595+1.0%
Village of Key Biscayne2.87082,83134.1%$33,351,824$32,407,929−$943,895−2.8%
Town of Medley3.8500510.1%$22,621,552$22,607,647−$13,905−0.1%
City of Miami7.108045,29417.1%$716,857,446$676,036,907−$40,820,539−5.7%
City of Miami Beach5.806014,34822.9%$339,708,123$329,721,250−$9,986,873−2.9%
City of Miami Gardens6.936320,55829.4%$61,281,903$47,014,384−$14,267,520−23.3%
Town of Miami Lakes2.15776,76040.2%$10,680,308$8,467,360−$2,212,949−20.7%
Village of Miami Shores7.80002,88261.8%$16,699,764$13,528,728−$3,171,036−19.0%
City of Miami Springs6.81002,97845.4%$12,167,552$9,106,135−$3,061,417−25.2%
City of North Bay Village6.04781,25419.4%$10,758,688$9,725,133−$1,033,555−9.6%
City of North Miami7.40008,08626.7%$46,220,005$40,593,717−$5,626,287−12.2%
City of North Miami Beach6.10006,50622.7%$33,658,880$29,844,734−$3,814,146−11.3%
City of Opa-locka8.97971,5648.1%$17,391,109$16,203,305−$1,187,805−6.8%
Village of Palmetto Bay2.35006,29358.5%$11,114,128$8,836,795−$2,277,332−20.5%
Village of Pinecrest2.50304,50559.5%$20,826,917$19,400,832−$1,426,085−6.8%
City of South Miami3.95002,39036.0%$12,517,329$11,179,244−$1,338,085−10.7%
City of Sunny Isles Beach1.65144,32917.2%$30,464,879$29,540,215−$924,664−3.0%
Town of Surfside3.77431,18721.9%$20,376,384$19,754,744−$621,640−3.1%
City of Sweetwater3.56341,7645.5%$14,414,942$13,832,593−$582,349−4.0%
Village of Virginia Gardens5.213140825.0%$1,509,804$1,240,329−$269,475−17.8%
City of West Miami5.77001,14825.5%$5,594,618$4,707,577−$887,040−15.9%

Revenue is shown on a budget basis: 95% of the gross levy (taxable value times the city tax rate). Florida law requires taxing authorities to plan on at least 95% of ad valorem proceeds, which allows for early-payment discounts of up to 4% and for unpaid taxes. Percent changes are the same on either basis. Compare cities and towns side by side.

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Before you begin

What these estimates do and don't show

Amendment 3 will usher in substantial changes to how local governments must tax in order to provide essential services such as law enforcement, fire rescue, roads and libraries.

This calculator shows only what the change means based on current numbers: 2026 property values and the final 2026 tax rates. It does not predict future budgets or tax rates.

To make up for budget shortfalls, non-ad valorem assessments, such as fire, solid waste and stormwater fees, are likely to rise. Those charges are not included in these estimates, so actual bills may be higher than shown.

This is an independent, unofficial tool. For official information, contact the Miami-Dade County Property Appraiser.

The computing behind this tool is cheap, but not free. If it's useful to you, you're welcome to help support it and others like it at buymeacoffee.com/amendmentthree. Contributions are not donations to a charity and are not tax-deductible.